Parent Guide

Everything in the app, in plain words. Pick what you want to do, or search.

Set up your kid's phone or iPad

Start here

Your first weekThe order to set things up so it works from day one.How the money worksYou are the bank. The app keeps the records. No real money moves.Set up your kid's phone or iPadA step-by-step guide for putting the app on your kid's device.

Your kids

Add a kidName, birthday, a face and a PIN.PINs and lockoutsChange a PIN, and what happens after 5 wrong tries.See what your kid seesKid view on your phone, and the preview on each kid's page.

Chores and jobs

Chores and jobsChores are expected and unpaid. Jobs are extra and paid.Approve or send back workYour kid taps Done; you check it.Vacation, sick days and missed choresPause everything, or excuse one day.

Payday and jars

Allowance and the jar splitHow much they get each week and where it goes.Payday and paystubsOnce a week, earned money and allowance land in the jars.When your kid wants to spendThey ask, you say yes or not now.Birthday money, gifts and fixing mistakesAdd money from outside, take money out, or undo.

Saving and growing

Interest on SaveYou pay your kid interest so they see saving grow.Goals and matchingSaving for something, with you chipping in.The wishlistThings they want, with the price and how long it'll take.Investing (pretend trades, real prices)Kids buy shares at real prices; nothing is really bought.The kid credit scoreA practice score from 300 to 850 that rewards good habits.Teen borrowingTeens borrow from you with interest and a payment schedule.

Games and motivation

Quests and AutopilotShort challenges with real rewards, and real failure.Streaks, badges, bonuses and the boardSmall rewards that keep good habits going.The Family StoreThings your kids can buy with their Spend money, which you deliver.

Earning like a grown-up

My Business and Kid CEOKids run a small business and see their real profit.The job boardExtra paid work teens can pick up, from you or grandparents.The neighbor marketKids sell to families you know, in a private circle.

Family time

The Family Money MeetingTen minutes a week that make everything else work.Weekly reportsA one-page summary of each kid's week, every Sunday.Atlas, the money coachAn AI helper for you, and (if you turn it on) a tutor for your kid.

Family and settings

Add the other parentBoth parents, one family, and who pays for what.Grandparents and familyLet grandparents follow along, send gifts and cheers.NotificationsKnow when something needs you; kids get one message a day.Language (English and Spanish)Each parent and each kid can pick their own language.Free and PlusWhat's free, what Plus adds, and how to cancel.Your kids' privacyWhat we keep, what we never collect, and how to delete everything.