The kid credit score
A practice score from 300 to 850 that rewards good habits.
What it is
A weekly score built from their real habits: chores done, saving, giving, paying loans on time and more. It isn't a real credit report and says so. Higher scores unlock perks.
Why it helps your kid
It introduces the idea of a credit score years before it matters, and rewards consistency over one good week.
Where to find it
Kids tab → your kid → the score section. Bonus interest for 700+: Family tab → Score bonus interest (700+).
How to do it
- The score updates by itself each week.
- 650+: a shorter sleep-on-it wait. 700+: bonus interest (you set it), double the investing limit and a higher borrowing limit. 750+: a bigger sleep-on-it limit.
- Tap the score to see what moved it this week.
What your kid sees
Ages 10+ see the number and what moved it. Ages 5–9 see a picture meter.
Questions parents ask
Is this a real credit score?
No. It's labelled "Practice score, not a real credit report" everywhere.